Des Moines Disability And Injury Legal Blog

Previously on this blog we discussed repetitive motion injuries and the effect they can have on your ability to work. Unfortunately, these are not the only risks you might face in the workplace. A scaffolding fall, a machinery pinch or crush and exposure to harsh chemicals can all leave you seriously injured and facing significant losses. Amongst these damages are lost wages and medical expenses. You might also need extensive rehabilitation. If your injury or illness keeps you out of work for a period of time, and the injury was suffered at work, then workers' compensation benefits may be sought.

Recovering these benefits may sound easy enough, but the truth of the matter is that the process for obtaining workers' compensation benefits in Connecticut can be fraught with legal complications. Because of these challenges, many Iowa residents end up seeing their initial workers' compensation claims denied, which leaves them without the financial resources they desperately need. There may be several reasons why one's workers' compensation claim is rejected. Amongst these reasons are claims that an injury pre-existed a workplace accident, an employee's own horseplay caused the injury in question and the employee was engaging in a frolic or detour at the time of the injurious incident.

If you've been injured on the job in Iowa, then you're probably finding yourself overwhelmed. You might be struggling to ease your pain, and it might be worrisome to say the least to think that you'll no longer have an income on which to support yourself and your family. Of course, you might take relief in the fact that you might be entitled to workers' compensation benefits, but what happens when an insurance company keeps brushing you off to avoid paying out?

If this happens, you shouldn't continue to sit back and wait for the money to which you are entitled. In fact, you may be able to pursue a bad faith claim. Under the law, insurance companies are supposed to act in good faith and act reasonably when it comes to processing claims. When insurance companies act unreasonably and fail to pay benefits, then a bad faith claim may be justified.

Before a disabled individual In Iowa or elsewhere is able to recover Social Security disability benefits, he or she must prove to the federal government that he or she meets certain requirements. The specific requirements vary depending on the injury or illness at hand, but one's claim usually must be supported by medical evidence that shows the existence of the condition, its severity, and its effect on the claimant's day-to-day life.

Many times, though, claimants put forth evidence that indicates that they have a severe medical condition, but the evidence is not strong enough to make a determination of whether the individual is disabled in accordance with federal requirements. In these circumstances, the Social Security Administration may require a claimant to undergo a consultative examination.

Suffering an injury while on the job can affect every area of your life, not only your employment. The time it takes to recover from the injury and get back into the workplace may be short if you are lucky. However, if your injury is complicated or severe, it may takes months or even years before you regain all the function that your injury took away.

In some cases, an injury may permanently impair you, or injure you in such a way that you may make a strong recovery, but simply cannot return to the job you were working when the injury happened. In instances like these, workers' compensation typically provides compensation to cover many aspects of retraining so that you can re-enter the workplace, even if you cannot return to exactly the same position.