As unbelievable as it may sound, approximately 25% of our country's population reports suffering from some sort of disability. That equates to about 61 million people, many of whom are struggling to get by on a day-to-day basis. For those whose medical condition is expected to last for at least a year or result in death, financial assistance may be available through Social Security. Many people believe that obtaining these benefits is as simple as filling out an application, but it isn't quite that simple. Therefore, we're going to discuss a few tips that may help disabled individuals secure the SSD benefits they need.
Being diagnosed with a serious medical condition can deliver a severe emotional blow. As these individuals struggle to cope with the reality of their conditions and seek ways to plan for their futures, they may also find it challenging to work. When their injury or illness leaves them unable to work and their condition is expected to last for a significant period of time or result in death, then they may be deemed disabled by the government, meaning that they might be able to qualify for Social Security disability benefits. The government assesses every condition differently for SSD benefits purposes, though, which is why Iowans need to understand exactly how they can qualify for benefits under their particular medical situation.
It's no secret that many Social Security disability claims are initially denied. There may be a number of reasons for these denials, including insufficient medical evidence and work history. As frustrating as this may be, a recent study may be shedding light on the lax review system SSD claims undergo, which could be costing countless Americans -- including those right here in Iowa -- the financial support they deserve under the law.
Many people in Iowa struggle with some sort of arthritis. This condition is an inflammation of one or more joints that can cause extensive pain and stiffness. For some, this condition is nothing more than an annoyance. For others, though, arthritis can be debilitating. When arthritis is so severe that it affects an individual's ability to work, it may be time for that individual to consider applying for Social Security disability benefits.
An unexpected injury or illness can strike an Iowan at any given moment. Although some people are able to anticipate the financial predicament they will find themselves in when an existing medical condition worsens, others are taken by surprise. Individuals in both situations can find themselves struggling to make ends meet, particularly when these medical conditions make it impossible for an individual to work.
Many people in Iowa and across the nation find themselves experiencing chest pain, which can be a symptom of many medical conditions. Some of these ailments are minor in nature, such as a pulled back muscle, while others are much more serious, like a heart attack or some sort of heart disease. For those in the latter group, their diagnosis and prognosis, in conjunction with the seriousness of their symptoms, may leave them unable to work. This can be problematic for a number of reasons, but most obviously it disallows them from paying for their needed medical treatment and prevents them from paying their day-to-day living expenses.
A traumatic brain injury can occur in a number of ways. An individual in Iowa may be seriously hurt in a car accident, a workplace incident or a slip-and-fall accident. Some are even born with traumatic brain injuries. Regardless of how the injury is suffered, victims are often left with a hard road ahead of them. They may struggle to care for themselves on a day-to-day basis, which usually means that they are unable to work, too. When this is the case, a traumatic brain injury sufferer may be able to seek Social Security disability benefits to offset some of their financial losses.
The sudden onset of an injury or illness can leave an individual in Iowa facing significant life changes. In some instances, a medical condition can leave a person unable to work. This can create serious financial hardship, as lost wages can leave one in a precarious financial position. Without taking action, these individuals may not be able to secure the relief that they need.
The onset of a debilitating injury or illness can be frightening, stressful and overwhelming. While an individual in Iowa must think about how the medical condition will affect his or her health, he or she must also consider how he or she will make ends meet. This can be especially challenging when the medical condition is question is costly to treat and leaves an individual unable to work to earn a wage to pay for that treatment.
Before a disabled individual In Iowa or elsewhere is able to recover Social Security disability benefits, he or she must prove to the federal government that he or she meets certain requirements. The specific requirements vary depending on the injury or illness at hand, but one's claim usually must be supported by medical evidence that shows the existence of the condition, its severity, and its effect on the claimant's day-to-day life.