For some workers in Iowa, their occupations are so hazardous that death is a risk every day they go to work. Although these employees are aware of the risks they face, they never truly expect to lose their life performing their job duties. However, the families of these workers
could receive workers’ compensation death benefits should this type of nightmare scenario actually happen.
The purpose of workers’ comp death benefits is to provide financial assistance to a worker’s family members for the loss of financial support they may face after the worker dies due to an on-the-job accident. Although eligibility requirements can vary depending on the state, death benefits are typically reserved for individuals who were closely related to the deceased worker by blood or marriage, such as children or spouses. Relatives who are dependents of the deceased worker may also be eligible to receive death benefits.
The amount that family members can receive is typically determined by how much the worker earned before the fatal accident. The percentages vary from state to state, but the death benefit payments are typically two-thirds of the deceased worker’s average weekly earnings, with minimum and maximum amounts. Death benefits are typically paid out in regular installments, but some states pay a one-time lump sum.
Losing a beloved family member is one of the most painful things to experience. Often, the emotional and psychological scars never fully heal. Workers’ compensation death benefits can prove vital for surviving family members during this time of great loss. Those in Iowa who have questions or need assistance with applying for workers’ compensation death benefits could get the help they need by contacting a knowledgeable legal professional.
Phone: (515) 277-4727
Toll Free: (800) 577-7288
Fax: 515-255-3816 | 515-452-8353