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The types of workers’ compensation disability benefits

It’s no secret that thousands of workers across the state of Iowa face hazards during their day-to-day job duties. Unfortunately, accidents are going to happen. Luckily, employees who are injured on the job can take advantage of workers’ compensation benefits to help them with medical expenses and recovery. With workers’ compensation, those injured have access to disability benefits to compensate them if they can no longer work. Disability benefits fall into four categories 

Temporary and permanent partial disability 

With temporary partial disability, employees can still work for a limited amount of time. For example, the injured person’s doctor may say that he or she can only work four hours per day while recovering from their injury. Permanent partial disability involves a worker suffering some permanent injuries that partially impair his or her ability to work. Permanent partial disability benefits are intended to compensate for the impairment, but the state will usually limit how long the compensation lasts. 

Temporary and permanent total disability 

When a worker is unable to work at all due to a workplace injury but for a limited amount of time, they may be able to get temporary total disability. The employee may not be able to work now but can possibly work in the future when he or she recovers. With permanent total disability, the injury is so extensive that the sufferer cannot return to his or her job. The rules surrounding permanent disability benefits are often complex and can vary depending on the state.  

Workers’ compensation was established so that those who suffer a work-related illness or injury can have financial support. Those in Iowa who want to take advantage of workers’ compensation benefits can get started by speaking with a legal professional. An experienced attorney can answer questions and help clients throughout the application process