Most Iowa residents seek employment not only for financial reasons, but also for the benefits that come with a full-time job. Workers’ compensation insurance is one of the most helpful of these benefits. When an employee is injured at work, workers’ compensation ensures that the injured employee can receive benefits to cover lost wages, medical costs and more. Here are the first steps an employee should take if he or she is injured on the job.
Seek medical treatment
The first and most important step in the workers’ compensation process is for the injured worker to seek immediate medical treatment for the injuries. This can mean getting emergency care immediately after the accident or visiting a primary care physician as soon as possible. Seeking immediate medical attention will not only increase the employee’s chance of making a full recovery, but he or she will also have documentation to show that medical treatment was received. These records are crucial in the workers’ compensation claims process.
Notify the employer
The sooner an employee notifies his or her employer of a workplace injury, the better. Reporting an injury as soon as possible usually results in a better outcome when filing a workers’ compensation claim. Employees can verbally report an injury to their employer, but a written notification is even better so that everything is recorded and documented. It varies by state, but employees usually have a limited window of time in which they can report a workplace injury.
Every year, thousands of employees across the United States suffer injuries that prevent them from earning a living. Workers in Iowa who are injured at work and want to know more about filing for workers’ compensation may want to speak with a legal representative. A seasoned lawyer can help injured workers begin the filing process and provide much-needed legal guidance along the way.