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What are the requirements for SSDI Benefits?

According to recent reports from the Department of Health and Human Services, about one in four Americans suffer from a disability. Fortunately, individuals in Iowa who suffer from physical or mental disabilities and were previously employed may be eligible for Social Security Disability Insurance (SSDI) benefits. The following information could be helpful for Iowa residents who think they may qualify for SSDI benefits.

SSDI benefits are governed by the U.S. Social Security Administration and are federally funded. To qualify for SSDI benefits, an individual must prove that he or she suffers from a medical condition that prevents the individual from working and is expected to last for at least one year or longer or result in death. SSDI benefits only apply to total disability. Those under partial disability or short-term disability are not eligible for these insurance benefits.

Also, the individual must show that he or she has worked long enough and recently enough in a job to be covered by Social Security. Those who receive SSDI benefits usually continue to do so until they are able to work again on a regular basis. There are also special rules called work incentives that provide continued benefits and health care coverage to help with the transition back to employment.

For those who wish to apply for Social Security Disability Insurance benefits, it is essential to gain an understanding of the eligibility requirements. It is also helpful to know what to expect in the application process. Iowa residents who have questions about SSDI benefits could gain clarity by consulting a legal representative. A seasoned attorney can answer difficult questions and help an individual obtain the benefits that he or she rightfully deserves.