These days, the cost of living is on the rise, so the majority of Iowa residents earn their living from full-time jobs. Unfortunately, thousands of workers across the United States are injured while performing the duties of their jobs. When such injuries happen, affected employees may no longer be able to work and earn a living. The good news is that most full-time employees in the state of Iowa can file for workers’ compensation benefitsto help cover medical expenses and replace lost wages.
Here’s how to get started with filing a workers’ compensation claim in the state of Iowa. An employee who suffers a work-related injury and wants to file a workers’ compensation claim must notify his or her employer within 90 days of the incident, though at the earliest possible opportunity is preferable. The employer will then complete a written report about the injury.
The employer will take this injury report to its insurance provider, along with a medical verification of injury. Also, the employer is required to complete what is called a first report of injury form for the workers’ compensation commissioner within four days of being notified about the injury. Workers who are filing a claim should comply with all appropriate filing requirements in order for a claim to have the best chance for success.
Filing for workers’ compensation is pretty common in Iowa. However, the process can get complicated and confusing. Employees who suffer a work-related injury and have questions about workers’ compensation benefits should consider discussions with a legal representative. A knowledgeable and seasoned attorney can answer questions and provide much-needed guidance.