As unbelievable as it may sound, approximately 25% of our country’s population reports suffering from some sort of disability. That equates to about 61 million people, many of whom are struggling to get by on a day-to-day basis. For those whose medical condition is expected to last for at least a year or result in death, financial assistance may be available through Social Security. Many people believe that obtaining these benefits is as simple as filling out an application, but it isn’t quite that simple. Therefore, we’re going to discuss a few tips that may help disabled individuals secure the SSD benefits they need.
To start, given the medical detail that the Social Security Administration requires when making a claim determination, it is critical to be thorough when discussing one’s medical condition. Must of us don’t understand the ins and outs of our medical conditions, which can make it hard to be clear when describing them. Therefore, those pursuing an SSD claim may benefit from having their physician assist them in completing the claim. These medical professionals can be very specific about a condition’s current state and its prognosis.
Another thing for older Iowans to consider is whether they should obtain SSD benefits instead of retiring early. Far too often older workers develop a medical condition that prevents them from working. Instead of considering SSD benefits, they simply take early retirement and accept a lesser Social Security retirement payment. This leads to a disadvantageous financial situation that could easily have been avoided.
The Social Security disability process is full of nuances that can completely derail an individual’s SSD claim. In an attempt to obtain the benefits one needs and deserves, whether through an initial claim or an appeal of a denied claim, disabled Iowans should consider seeking out legal assistance.