Being injured on the job can give rise to a whole host of problems. Of course, there are the physical limitations that accompany a workplace injury. However, there are also financial losses that may be thrust upon an individual, including medical expenses and lost wages. These financial damages can take quite a toll, leaving an injured worker unsure of how he or she is going to make ends meet.Workers' compensation benefits may provide financial relief, but the periodic payments may not be enough to satisfy an individual's financial needs. This is why those who have been injured in a workplace accident in Iowa may want to consider whether taking a lump sum payment is in their best interest. By taking a full commutation, an injured worker can receive one lump sum payment to help offset lost wages and medical expenses. However, if this lump sum is sought and recovered, then the individual can no longer receive benefits from the workers' compensation system for his or her condition.There are other ways to settle workers' compensation cases so that payments are received quickly. Partial commutation can result in a lump sum of a portion of an individual's benefits while retaining other aspects. Also, workers' compensation benefits can be negotiated and settled for an agreed-upon payment. Therefore, there are a number of options available to injured workers who are seeking to recover the fullest amount of compensation possible, as quickly as possible.Dealing with a workers' compensation claim can be challenging and stressful, especially if an individual is still trying to recover from his or her injuries. This is why qualified legal professionals stand ready to assist these injured workers fight for what they deserve. To learn more about the legal options available to injured workers, an individual can reach out to an experienced attorney with a proven track record in this field.